Most mortgages are spread out over 25 to 30 years, but it doesn't have to be that way. With a few simple strategies you can take years and thousands...
It gives me great pleasure to welcome our newest member to our team Jude Miranda With over 30 years of experience working in corporate business finance and being in the mortgage broking for the past 11 years, Jude Is senior finance broker. Earning his qualifications as a chartered accountant. as well as receiving a Diploma in Financial Services, Jude's years of experience is unparalleled. H...
Buying your first home is an exciting, but big step to take and one that comes with many questions and decisions. The first big question is how much you can borrow and what your likely repayments will be.
That’s where I can help; I will do all the legwork for you. I will be able to compare home loans across hundreds of products available from Australia’s leading lending in...
Chapter Financial Group is excited to introduce the newest member to our team . Sam has enjoyed over 5 year’s experience working within the finance industry and has a strong reputation for creating the right financial strategy for experienced investors, first time home buyers and everyone in between. Living locally in the Northern suburbs of Melbourne she is well versed in the local...
Many property investors take advantage of interest only loans to maximise potential tax benefits and, over recent times, interest only loans have also grown popular with owner occupiers. As such, interest only borrowers most likely have smaller monthly repayments but usually pay a higher interest rate. In recent months, much has been reported in regard to the challenges some investors may be fa...
Is now the time to switch your home loan? One of the easiest ways to improve your monthly budget is to reduce your home loan interest rate by refinancing, and moving your loan to another lender. Now more than ever it’s important to ensure you are getting the best possible deal available to you, ensuring you’ve got the right loan at the right interest rate tailo...
Chapter Financial Group welcomes new Senior Finance Broker Susie Lightfoot to our team. Susie has 10 years’ experience working within the finance industry, assisting many client refinance to a better home loan deal as well as guiding many clients through the Investment Loan maze.
Customer service is at the forefront of Susie’s work...
Wayne is an expert in his field who is clearly driven to provide the best possible level of customer service and satisfaction to his clients. He made the experience of financing our home totally stress-free with exceptional communication and product knowledge. I would recommend Wayne without hesitation to anyone looking to finance or refinance their loan.
One of the easiest ways to improve your monthly budget is to reduce your home loan interest rate by refinancing, and moving your loan to another lender. Now more than ever it’s important to ensure you are getting the best possible deal available to you, ensuring you’ve got the right loan at the right interest rate tailored to you. Refinancing your current loan can be quite complex i...
Tom has a Diploma of Mortgage Broking Management and Certificate IV in Financial Planning, with over 25 years of mortgage finance and property expertise, he has built a renowned reputation in the industry.
Tom enjoys living and working in Melbourne’s prestigious seaside playground on the Mornington Peninsula.
Tom specialises in assisting clients matching the right loan...
Wayne Stiles was excellent in his knowledge and service when we decided to switch banks and refinance our home loan. He offered prompt service as he came to our house out of hours within a day. He was always updating us on the progress of our loan when there was a problem with what the previous bank did for us in the past he quickly solved it. I would...
The Reserve Bank of Australia (RBA) has left the cash rate on hold again at 1.50% amid strong employment growth and slowing housing markets in Sydney and Melbourne.
There's fresh reason to think that the Reserve Bank of Australia, as Treasurer Scott Morrison anticipates, may not be raising interest rates anytime soon.
Short-term borrowing costs in Australia's financial system have been surging, and will tighten financial conditions if it lasts, even without action by the central bank's policy makers.
While Christmas may be behind us for another year, for many the credit card debt that the silly season creates will be starting to hit home. We give you some practical tips on how to get your credit card debt under control.
Two million Australians run their own small business. And while it's the dream for m...
Tom was fantastic in dealing with our loan. Always available. Onto all the paperwork and knew ahead of time what would be required. So much so, that when the paperwork was submitted it was just a formality. He got us the best deal possible for our requirements. Will definitely recommend Tom to all our friends and family
You're about to start a very exciting Chapter in your lives…… building your own dream home. Building your own house can be a wonderful and fun experience – but it can also be a long and expensive process. However, most people cannot afford to pay for the cost of home construction up front, and getting a mortgage can be tricky.
Russell Johnson Senior Finance Broker for Chapter Financial Group, who services the North/Western suburbs of Melbourne has helped me over the last 15 years, Russell has set me up with three home loans and one car loan. He is extremely knowledgeable, efficient and trustworthy which is why I have continued to use his services over the years.
Whilst none of us has a crystal ball that can accurately forecast the future, (well, none that we’ve come across anyway!), We have noticed that there are occasional surveys that provide some insights into the future through identifying what people PLAN to do. So, it was interesting to see some of the results of a new survey by ME Bank which looked at the intentions of Australian home owne...
Joseph Yusi senior mortgage broker for Chapter Financial Group who services Docklands, CBD Melbourne kept me informed on every stage of the process, connected me to a Solicitor, he was straightforward and upfront about various home loan options, he followed up with the Bank continuously, I even remember getting an i...
